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September 2026 FOMC: the hike landed, and gold's immediate reaction

Updated 2026-09-17 (JST) · Data as of 2026-09-16 · Every figure on this page comes from the same snapshot and the same code path as the daily dashboard, checked programmatically

The decision: the hike arrived as scheduled

The FOMC raised rates by 25 basis points on 2026-09-17, lifting the federal funds target range upper bound from 3.75% to 4.00%. Market pricing had already fully converged ahead of the decision: Polymarket showed hike 100.0% / hold 0.0% / cut 0.0%.

The hike matched expectations, and that convergence tells you the market had already formed a firm view of the policy path. Gold's reaction after the decision was comparatively limited, which is what you would expect when the hike was pre-priced. A fuller post-mortem will be added to this page.

Gold's immediate reaction: COMEX down 1.31%

After the decision was published, COMEX gold fell 1.31% to 4334.67 USD/oz, a clear retreat from the pre-decision close of 4392.00 USD/oz. Intraday movement shows gold had already been reacting before the announcement, with that tick showing a +0.77% gain on the day.

Domestically, Shanghai gold Au99.99 fell 0.42% to 930.28 CNY/g from a pre-decision close of 944.10 CNY/g, also under pressure. The decline reflects the market's actual response to the hike, but the magnitude was relatively modest — evidence that the policy expectation had already been absorbed. A fuller post-mortem will be added to this page.

What comes next: the real-rate path

After the decision the market's focus shifts to how the real-rate path affects gold. The 10-year Treasury yield reads 4.98%, up 27bp over 20 days, and rising real rates press on gold. Watch how the inflation data (CPI 3.4% year-over-year, core PCE 3.38%) and the labour market (nonfarm payrolls +162k) develop, since those decide the Fed's direction.

Central-bank buying (+280 t over the trailing 12 months) and US federal debt at 122.6% of GDP remain the long-run supports. A fuller post-mortem will be added to this page.

Key readings behind this page

ReadingValueAs of
Fed funds target range, upper bound4.00% (raised from 3.75%, +25bp)2026-09-17 decision
FOMC market pricing before the decisionhike 100.0% / hold 0.0% / cut 0.0%2026-09-16
COMEX gold, after the decision4334.67 USD/oz (−1.31%)2026-09-17
COMEX gold, pre-decision close4392.00 USD/oz2026-09-16
Shanghai gold Au99.99, after the decision930.28 CNY/g (−0.42%)2026-09-17
Shanghai gold Au99.99, pre-decision close944.10 CNY/g2026-09-16
US 10Y Treasury yield4.98% (+27bp over 20 days)2026-09-16
CPI, year-over-year3.4%2026-08
Core PCE, year-over-year3.38%2026-Q2
Nonfarm payrolls, monthly change+162k2026-08
Central-bank net buying, trailing 12 months+280 tto 2026-07
Federal debt as a share of GDP122.6%2026-Q1

Frequently asked questions

Was the September 2026 FOMC hike in line with expectations?

Fully. Market pricing had already converged before the decision: Polymarket showed hike 100.0% / hold 0.0% / cut 0.0%. The muted gold reaction corroborates that the hike was fully anticipated.

Why did gold fall after the decision?

COMEX gold fell 1.31% to 4334.67 USD/oz, mainly because a hike raises real rates and therefore the opportunity cost of holding an asset that pays no yield. The decline was modest in size, indicating the market had already absorbed the hike and reacted rationally.

Which indicators matter next?

Watch the real-rate path: the direction of the 10-year Treasury yield, CPI year-over-year at 3.4%, core PCE at 3.38% and nonfarm payrolls at +162k. Those decide the Fed's next move and therefore gold.

What supports gold over the longer run?

Central-bank buying and the fiscal position remain the structural supports: IMF-reporting central banks net-bought +280 t over the trailing 12 months, and US federal debt stands at 122.6% of GDP. Geopolitical risk and inflation expectations can also support gold over longer horizons.

Source: Gold Data Reading · XAU Daily — https://xaudaily.com/ · All figures above are taken verbatim from the site's readings snapshot of 2026-09-16 and match the daily dashboard item by item. These are data facts, not investment advice.